Introduction to SEO For Real Estate Agents

These days most businesses understand that a website is a necessary tool for their business. The first mistake they make however, is that following the initial investment in getting the website set up, they fail to do what is necessary to make it a profitable addition to their marketing arsenal.Yes they add the website address (URL) to their business cards and letterheads and even include it in their conventional media advertising in newspapers and magazines. But what the vast majority then fail to do, is promote it through the one medium that it was originally designed to be of use in – the internet.After spending what may amount to several thousand Euros or dollars they sit and they wait. And they wait some more, wondering why their investment in new technology isn’t producing any returns. At this point some will start to look into the matter, many though will just avoid the issue believing that as it is not a core function of their busines, it has already taken up too much time and effort to be worth pursueing and relogate the subject to an expensive ‘must have’ expense that produced no returns.One fact is true. A website is not a one off expense. To produce a viable return it needs to have time and investment continually allocated to it. Like a child, it must be nurtured until maturity, at which point it will become a productive addition to the business. Even if this responsibilty is out-sourced to a specialist, in line with the analogy of appointing a nanny to a child, a member of the business should be appointed to oversee the specialist and learn the basic principles of what is needed so that the specialist can be monitored for their success. You wouldn’t leave a child in the care of a nanny until its 18th birthday without some kind of supervisory role. In the same way, do not pass off the responsibilty for your website and be surprised if at the end of the contract with the specialist it has produced no results.The occupation of promoting a website is called Search Engine Optimization or SEO. It is a time intensive, multi-faceted role that is forever changing as Search Engines modify and alter the algorithms they use to decide who should appear on the pages of their search results. The simple fact that the likes of Google and Yahoo do not release the rules they apply in their decision making process means that by definition it is not an exact science. If you don’t know whether you must shoot under, or over the bar to score points, means that the best results are usually achieved if you have someone who has played the game for a while on your side. Their knowledge of what has worked in the past and continual emersion in the game is your best chance of predicting where the shots should be placed.The alternative is to spend the time necessary playing the game yourself. Whilst this can be done, it should be remembered that you still have a business to run and to achieve a reasonable level of success, it would not be viable, nor a wise allocation of resources to do this yourself.SEO is time and knowledge intensive, so appoint someone in the office who has a basic understanding of the internet and allocate them some time each week to work with and learn from the professional you appoint. Meet with them on a regularly scheduled basis so that progress can be monitored and their knowledge can be absorbed. Do not be afraid to ask the questions that your lack of knowledge may throw up. A professional SEO who doesn’t want to answer your questions is not someone you want to employ!Finding your SEO professional can be a task in itself. How do you appoint someone to a job for which you have little or no insight yourself? The answer is to absorb some of the basics relating to SEO and then apply the general rules of success in your business to them.The first of these seems simple enough. What is it that you want to achieve from your website? This may sound simple but is in fact the hardest question to answer. Many companies see a website as an extension of their corporate identity. These are usually larger companies with an extensive marketing budget. They are more interested in the style and design of the site than its productivity and can afford to pay the ever increasing cost of Pay per Click advertising on the Search Engines to attract visitors to their site.If you fall into this category then you will be looking for a completely different type of help and should search for someone with skills in Search Engine Marketing or SEM. An SEO on the other hand is someone who deals with the natural search enginge results. These tend to produce more productive visitors than pay per click and once positions in the natural results are achieved, the flow of visitors will not cost you a fee for each visitor to your site.The end result for most businesses is a sale. In Real Estate, this can be measured by several different things. In the US for an example there is a distinction made between the buyer agent and the sellers agent. A listing or sellers agent maybe more interested in attracting sellers than buyers to their website, which may be geared more towards their marketing experience.A buyers agent will have very different goals. And many will want to attract both buyers and sellers. Here again, establishing the goals and markets you wish to attract as visitors to your website before you employ someone to achieve them is paramount. If you do not know what you wish to achieve, you can hardly expect your SEO to outline a strategy to achieve it!Once set, you are ready to find your SEO. So what do you need to know about achieving your goals and how your SEO can help?

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Seniors Need to Demand the Health Care They Deserve

It appears that seniors in our society have become complacent about ho-hum health care. In a recent study, most seniors stated they were satisfied with their primary health care even though they indicated that their doctors were not asking them about health issues that can mean life or death to older Americans. Almost a third of those polled said that their doctors never asked them about the medications they were taking, and only 30% had doctors who had inquired about their incidence of falling which basically amounts to ignoring the #1 cause of injury for senior citizens. In response to these discoveries, seniors need to step up their game and become more proactive during visits to their primary care doctors.The number one rule of all doctor visits is to take a list of all the medications you are taking with you, including the dosage. Include any dietary supplements and over-the-counter preparations you are taking, too. You might also consider writing down a list of questions you want to ask. You can do this over the several weeks prior to the appointment. Just jot down thoughts as they come to you, and during time spent with the doctor, you’ll be able to read them off knowing that you aren’t forgetting to mention something important.Never hesitate to discuss anything relevant with your doctor. Be completely honest, because not even the most skilled physician can keep you in good health without knowing exactly how you’re feeling. Some topics may seem difficult to talk about, but rest assured that your doctor has already heard it all, and anything you have to say is just a part of a physician’s day’s work. Don’t be afraid to admit to the truths about your condition. For example, if you are experiencing difficulty with your driving, don’t hold this information back for fear you may lose your license. It may well be that your doctor can help you with these problems, and, if not, you shouldn’t be driving, for your own safety and that of other drivers.Make sure your primary care physician is aware of any other doctors you are seeing and any medications the other doctors have prescribed. Your health care program needs to be coordinated by someone, and your primary care doctor is the best one for the job.Don’t let your doctor try to rush you through a check-up. Ask questions, and insist on answers. Many doctors have little experience with older patients and tend to feel uncomfortable navigating in unknown territory. Therefore, the doctor could be ignoring something that’s wrong with you because he doesn’t want to deal with it. A sad fact about today’s health care is that most seniors totally trust their doctors to take care of them, even when they aren’t. If you feel like you’re getting a runaround, you probably are. The sooner most conditions are diagnosed, the better your chances of beating them. Therefore, insist on the care you deserve.

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Who Are the Potential Borrowers for Commercial Property Loans?

In the country’s current economic climate, business owners and real estate investors face harrowing challenges when it comes to securing financing to purchase or renovate commercial properties. However, the prospect is not impossible. Commercial property loans are available once the borrower has all of his or her ducks in a row.When seeking a commercial financial lender, the potential borrower should find a lender who is willing to share more than one loan option. The borrower can help expedite the process by taking the time to educate him or her on the basics of procuring a commercial loan well ahead of actually approaching a lender. Due diligence will make the process go much more smoothly.Traditional commercial property loans will have either variable or fixed interest rates.A lot of business owners find difficulty in coming up with a sufficient down payment required for a conventional loan. In addition to this, they must also present money for the additional soft costs, which include closing costs, filing fees, processing fees and other expenditures.When seeking a lender for commercial property loans, the borrower should seek out the lender who operates from an innovative lending platform, that is, someone who is willing to go over and aboveboard to help the borrower procure the funds. There should be multiple loan programs from which the lender can choose and the lending organization or individual should hail from an experienced, seasoned background and be well versed in the ins and outs of commercial property loans. The sign of a good commercial lender is the ability to give fast, accurate quotes and to give approvals upon which the borrower can count.The borrower should seek a lender that offers flexible, fast financing. A streamline, simplified loan process is an added plus, especially when the lender requires more relaxed underwriting guidelines. This can save the borrower a lot of time and headaches. It can also save money.Ideally, the borrower should find a lender who will make commercial property loans to at least 90 percent of the loan-to-value rate. The lender should also offer 30-year terms on commercial loans. This should apply to both traditional as well as non-traditional properties. A good lender will be able to wrap up the entire loan arrangement and close within 30 to 45 days. They should also offer unlimited cash-out refinancing.If the borrower is looking for a low, permanent fixed rate loan for commercial real estate to acquire refinanced or stabilized commercial properties that include hotels, industrial locations, mobile home parks, multifamily dwellings and the like, a conduit loan may be the answer. This type of commercial property loan offers potential borrowers the lowest fixed rate financing for commercial enterprises, beginning at 70 BPS over the conventional Treasury rates. They also offer high leverage rates for investors by offering a standard 80 percent loan-to-value ratio and an option to increase leverage as high as 90 percent.No personal guarantees are required for these non-recourse commercial property loans, other than the standard borrower fraud or other behaviors that are illegal.

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